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The last decade hasn’t been smooth. Brewster rattles off challenges: tariffs on equipment and consumables sourced from China, Europe, Mexico, and Canada; price hikes on vinyl and paper; labor shortages; and SBA lending issues layered on top of the whiplash of COVID, when only “necessary businesses” were allowed to stay open.
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总结回望2025年的育儿时光，只能说感慨万千。都说「不养儿，不知父母恩」，其实自己生了孩子到现在才觉得，「养」比「生」难的多。
对险企来说，聚合风险最要命的不是单笔赔付，而是资本占用与再保承接能力被同时击穿。FT 也提到，市场担心出现多十亿级别系统性索赔，因此承保倾向会走向收紧甚至排除。